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Egg on your face - you may have a claim: Case Comment: Gilbrairth v. Intact Insurance
by Howard Borlack and Theomarcus Giannou
April 08, 2019

In Gilbraith v. Intact Insurance Company,1 the Ontario Superior Court of Justice offered clarification on the degree of assistance an expert report submitted as an attachment to a solicitor's affidavit can provide in a summary judgment motion. The Court also determined whether the throwing of an object out of a moving vehicle classified as an intervening act sufficient to break the causative link between the plaintiff's injuries and the use and operation of a motor vehicle. This case is significant as it introduces unique analysis that can be used to attribute more injuries to the use and operation of an automobile as well as provide an additional tool to defend a summary judgment motion.

Is anyone ensuring that your Mink Lashes are cruelty-free? An Overview of the Regulation of Fur Farming in Canada
March 21, 2019

This article takes a high-level perspective of the regulation of the fur farming industry in Canada, with a specific focus on the predominant fur-bearing species raised on fur farms in Canada: minks and foxes.

Canada's robust fur trade saw over 2.3 million minks and foxes bred on fur farms in 2017, generating approximately $800 million dollars. As of 2017, there were over 200 mink and fox fur farms across Canada, which produced over 2 million pelts. Even now, there is a trend towards the use of mink fur in eyelash extensions. However, despite the size of the industry, the legislative framework is surprisingly inconsistent and often under-regulated. 

Sex, Lies & VideoTape: Where do Canadian's have a reasonable expectation of Privacy
March 18, 2019

The recent Supreme Court of Canada decision in R v Jarvis is the high court's most recent pronouncement on privacy rights. Jarvis concerned a high school English teacher who used a pen camera to surreptitiously record videos of female students. Charged with the criminal code offence of voyeurism the courts below grappled with the issues of whether Mr. Jarvis recorded the students for a sexual purpose, and whether the students had a reasonable expectation of privacy while at school. Ultimately, Mr. Jarvis's conviction was upheld and the matter remitted for sentencing, but along the way, the court laid down some important principles which will affect the judicial interpretation of privacy in all areas going forward.

Jam Session Gone Wrong: How an Office Party Created a Coverage Debacle - Case Study: RSA v. Intact
by Christopher Macaulay
March 08, 2019

The recent case of Royal & Sun Alliance Insurance Company v. Intact Financial Corp. addressed a coverage litigation extravaganza involving a set of disjointed decisions from the Ontario Superior Court.

Stephen Novak attended an “after hours jam session” at the office of his friend, Sanjay Patel. The office space was occupied by Mr. Patel's engineering firm, while the office building as a whole was owned by Mr. Patel's separate numbered company (106220 Ontario Inc.). Unfortunately, Mr. Novak fell off a ladder at the party and sustained serious injuries. 
Mr. Novak's ensuing lawsuit named three defendants. Accordingly, three insurance policies were potentially triggered to respond to the loss.

Getting "Ahead" of the Changes Rowan's Law and the Potential Impact on Insureds – Further Updates
by James Tomlinson
February 28, 2019

Note: This paper has been updated from a prior version published in May 2018 to reflect recent developments in the legislation and potential regulations

Overall, Rowan's Law is intended to serve as “broad framework legislation” for concussion management and prevention in amateur competitive sport. The legislation will apply to any “sport organization”, defined as “a person or entity that carries out, for profit or otherwise, a prescribed activity in connection with an amateur competitive sport.”18 A “sport organization”, which may be further defined by regulation, will be required to:

Taking A Dip Into Public Pool Liability: Municipal and Resort Related Liability
by James Tomlinson
February 28, 2019

This article is our latest update in our swimming pool liability series, following our 2013 paper. 

This year's approach will focus on public pools encompassing not only municipally funded facilities but also pools located in resorts and at hotels. Beginning with a refresher on the Occupiers' Liability Act, we will then explore the standards required of public pools, with a distinction made between Class A and Class B pools under Regulation 565 of the Health Protection and Promotion Act (“HPPA”) then the liability exposure between supervised versus unsupervised pools, and finally, we will provide best practices for risk management of public pools.

When the Love is Equal, but the Will is Not: Disinheriting Your Wealthy Son so the Poorer Son Could Catch Up
February 20, 2019

Parents of multiple children often try to steer clear from favouritism, to ensure that each child is treated and cared for equally. This consideration often extends beyond a parent's lifetime as evidenced in their will, when instructions are provided for the equal division of assets between the children. When a testator's direction indicates otherwise, it often ignites sibling rivalry and results in will challenges, and a tremendous amount of court time. That is precisely what happened in Quaggiotto v Quaggiotto, 2019 ONCA 107, where one brother felt that the other wrongfully got more.

Unpacking the Crate: A Carrier's Tools for Collecting Unpaid Freight Charges
by Ben Tustain
February 15, 2019

The modern shipping industry has drastically influenced the complexity of cargo movements. With this growing complexity of logistics transactions and the industry as a whole, carriers often risk losing out on the payment of freight charges if an intermediary goes bankrupt or otherwise decides to withhold payment.

Although the law in Canada is not so straightforward, carriers have a myriad of legal tools to collect on unpaid freight charges beyond merely advancing a claim for breach of contract against the party by whom they were retained...

Home Sweet Home: What Constitutes "Living in the Same Household" in a Home Insurance Policy
February 05, 2019

In the recent decision in Ferro v. Weiner (“Ferro”), the Court of Appeal for Ontario provided clarity as to what constitutes “living in the same household” in a home insurance policy.

Enid Weiner owned a house on Lake Eugenia, which was used as a cottage until the late 1980's when it became Enid's sole residence (the “Property”). When Weiner moved to a nursing home around 2008, her three adult children and their families used the Property as their vacation home...

Some Diamonds are Not Forever: The Insurance Case of the $580,000 Stolen Ring
February 05, 2019

It is common for insurance companies to face claims arising from questionable circumstances and reasonable for adjusters and claims handlers to investigate claims with a certain amount of skepticism.

However, a recent judgment from the Ontario Superior Court of Justice has emphasized the principle of fairness in the investigative process...

It's Not Over Until the Three Judges Sing: Divisional Court says Wills are not Trusts
January 31, 2019

The Ontario Superior Court of Justice decision in Milne Estate (Re), 2018 ONSC 4174, alarmed the Estate Bar and left people wondering whether they had to put on their running shoes and scurry to their lawyer's office to redraft what they once believed to be a valid will. Fortunately, the apprehension can be put to rest, as this decision was successfully appealed at the Divisional Court level, allowing people to delete from their calendars “see lawyer re: redraft will”.

Constructively Dismissed? You May Have To Go Work for Your Old Boss
January 28, 2019

The recently released Ontario Superior Court of Justice decision, Gent v Strone Inc. reiterates the importance of an employee's duty to mitigate damages by accepting an offer of re-employment from his or her former employer after being constructively dismissed.

Approximately 2.5 Million Dollars Gone in Approximately 2.5 Seconds: An Insurance Coverage Nightmare
by Howard Borlack
January 28, 2019

Dentons LLP has recently become embroiled in a coverage dispute with its insurer over an approximate 1.7 million dollar loss after falling victim to an email scam. Recent Ontario Superior Court decision, Dentons Canada LLP v. Trisura Guarantee Insurance Company tells the tale of how an email scam induced the large multinational law firm into misdirecting approximately $2.5 million dollars of a client's funds which were held in trust.

When is a Commercial Owner Liable for a Fall on an Adjacent Sidewalk?
January 28, 2019


In its recent summary judgment decision, Janssen v. William and Markle Jewellers Ltd., the Ontario Superior Court of Justice considered the scope of control required for a commercial owner to be an occupier under the Occupiers' Liability Act.

A plaintiff slipped and fell on an icy sidewalk outside the entrance of the defendant's jewellery store. This jewellery store was located in a two storey building. The defendant was a tenant of this building. The owner, surprisingly, was not named in this action.

Summary Judgment Motions in MVA Cases: A Viable Option for Defendants
by Theomarcus Giannou
January 17, 2019

In Pavlovic v. Vankar, 2019 ONSC 61, Justice Nightingale of the Ontario Superior Court of Justice granted a summary judgment motion in favour of the defendant Pavlovic, dismissing the plaintiff's action and the cross-claim of the co-defendants as against him despite conflicting evidence on a key liability issue.

The defendant Pavlovic brought this motion for summary judgement to dismiss the plaintiff's action and the cross-claim of the co-defendants Vankar against him...