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Your search for fc 26 free coins Besuche die Website Buyfc26coins.com. Problemlos, super..16CR returned the following results

PEOPLE

Martin Smith

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Martin Smith

Peter F. Yaniszewski

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Peter F. Yaniszewski

Michael Kennedy

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Jennifer E. Kelly

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Nawaz Tahir

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Dennis Molnar

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Chanpreet Shokar

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EXPERTISE

Civil Fraud Recovery

Fraud is an unfortunate reality in modern business, particularly for companies in the banking, financial, and insurance industries. Lawyers of our Civil Fraud Recovery Group have experience with these industries. They are intimately familiar with the complicated legal regime that regulates fraud prosecutions and civil actions to recover assets or money lost through deceit. Our lawyers have been successful in recovering millions of...

Commercial & Business Litigation

Litigation is the last thing you want to think about when running a business. For a law firm of trial lawyers with experience at every level of Court, that’s not something we like to hear. Or to admit.  When you need to protect your business by taking legal action or defending a claim, you need a law firm with a demonstrated mastery of the law. One with centuries of collective experience. One with a proven track record of winning...

Defamation & Reputation Management

Our Defamation and Reputation Management Group is comprised of Toronto lawyers whose practices focus on the litigation fields in which defamation actions typically arise. These practice areas include corporate/banking law, municipal law, employment law, and investigation and privacy law. Allegations of libel and slander can also arise during disputes between members of professional associations or as a result of media releases. Because...

Municipal Liability

The legal complexities faced by today’s municipalities are myriad. Our law firm’s Municipal Liability Group has extensive experience with the broad range of legal exposures faced by municipal bodies in the administration of their duties. We are also well-versed in the corresponding insurance concerns. Our objective is to provide cost-effective, results-oriented service to insureds and insurers. We draw on our years of experience...

Police Services

The Police Services Group is a novel legal practice that has not historically been treated as a specialty area of law. McCague Borlack LLP has developed the Police Services Group as a result of recognizing that police officers who are subjected to civil actions have special concerns not experienced in other professions. McCague Borlack LLP also provides to our clients with investigative services unique to the litigation industry.

Privacy Law & Investigations

Privacy Law and Investigations is an evolving legal subject that is rapidly emerging as its own practice specialty. McCague Borlack LLP has developed an expertise in this area to respond to the proliferation of private sector investigations as impacted by new privacy legislation in Canada. This legislation directly affects the industry’s service providers, including insurance adjusters, private investigators and claims...

Landlord and Tenant

Landlord and Tenant disputes, particularly those related to commercial tenancies, can be a complex field that requires a law firm to not only have a thorough understanding of the law but also be sensitive to the need for a landlord and tenant to maintain a business relationship. Our lawyers attempt to resolve landlord and tenant disputes through negotiation and alternative dispute resolution first. When alternative dispute resolution fails,...

ARTICLES

A blueprint banner original A Smoother Path to Resolution: Ontario’s Construction Adjudication Overhaul

Similar to many different areas of law, in Construction Law there is a mechanism for alternative dispute resolution, namely interim adjudication.

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A gold original Worth Its Weight in Gold? Not When Liability Clauses Tip the Scales

Case Study Brink's, Incorporated v. Air Canada, 2025 FC 110 - Air Canada was hired by Brink's to transport 400Kg of gold, and was order to pay just $18K due to admin error...

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A car crash original Diminishing Returns - Divisional Court Confirms Motor Vehicle Accident Claims for Diminished Value are Statute Barred by Insurance Act
Diminished value claims for property damage to automobiles are statutorily barred by section 263 of the Insurance Act, R.S.O. 1990, c. I.8. At least that is what section 263 of the Insurance Act appeared to do. However, Ontario insurers have long been plagued by persistent claims, especially in the Small Claims Court. All of the actual reported decisions dismissed these claims, but the decisions tended to be fact-specific. Without any clear decisions by a higher Court, new claims would arise with some new variation of the diminished value argument. 
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Publications original Loss of Care, Guidance, and Companionship Damages: A New Benchmark? Case Study: Moore et al., v. 7595611 Canada Corp.
On June 25, 2021, the Ontario Court of Appeal, led by Justice Fairburn in Moore et al., v. 7595611 Canada Corp., 2021 ONCA 459, upheld a $1,326,000 jury award arising from a harrowing set of circumstances in which a 23-year-old woman suffered severe burns, leading to her death.
 
The jury found that the appellants fell below the standard of care of a reasonable landlord and found them responsible for Alisha's death. The jury made the following damages awards...
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B publications original Open Court Principle Prevails - Case Study: Sherman Estate v Donovan

The decision of the Supreme Court of Canada in Sherman Estate v Donovan (2021 SCC 25) reinforces the open court principle as a constitutionally entrenched right of freedom of expression and thereby a justified limit on the right to privacy. The Trustees of the Sherman Estate lost their appeal to keep probate documents sealed as they did not meet the threshold of proving that court openness presented a serious risk to the public interest.

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Publications original Misfeasance Claims against Crown Prosecutors - Case Study: Ontario (Attorney General) v. Clark, 2021 SCC 18

The Supreme Court of Canada slammed the door shut on misfeasance claims against Crown prosecutors in one of their most recent rulings. In an 8-1 decision, the Court reinforced the immunity of Crown prosecutors in their prosecution of criminal matters due to their unique positions in the justice system that requires them to be free from fear of civil liability in the execution of their duties.

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Publications original Claim for Loss of Opportunity Damages - Case Study: Akelius Canada Inc. v. 2436196 Ontario Inc

In Akelius Canada Inc. V. 2426196 Ontario Inc., J. Morgan ruled on the matter of whether a European based real estate investor who suffered a breach of contract by a seller in Toronto could be awarded damages based on a loss of opportunity to cash in on a local real estate boom.

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Publications original The Doctrine of Discoverability and Accident Benefits Claims: Special Considerations following Tomec and Pafco

Ontario courts and tribunals have recently considered the application of the doctrine of discoverability in the context of accident benefit claims. These considerations have developed the common law in notable ways for insurers and insureds alike. Specifically, special considerations now arise in the context of Accident Benefits where limitation periods are concerned...

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Publications original Do priority provisions in s. 268 of the Ontario Insurance Act apply to an out-of-province insurer for an accident that took place in Ontario? Case Study: Coseco v. Liberty, 2019 ONSC 4918

Where an MVA occurs in Ontario, and there is an out-of-province insurer policy covering the claimant, and that insurer has signed the Power of Attorney and Undertaking (PAU), the insurer is bound by s. 268 of the Insurance Act in its entirety.

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Publications original Is anyone ensuring that your Mink Lashes are cruelty-free? An Overview of the Regulation of Fur Farming in Canada

This article takes a high-level perspective of the regulation of the fur farming industry in Canada, with a specific focus on the predominant fur-bearing species raised on fur farms in Canada: minks and foxes.

Canada's robust fur trade saw over 2.3 million minks and foxes bred on fur farms in 2017, generating approximately $800 million dollars. As of 2017, there were over 200 mink and fox fur farms across Canada, which produced over 2 million pelts. Even now, there is a trend towards the use of mink fur in eyelash extensions. However, despite the size of the industry, the legislative framework is surprisingly inconsistent and often under-regulated. 

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Publications original Sex, Lies & VideoTape: Where do Canadian's have a reasonable expectation of Privacy

The recent Supreme Court of Canada decision in R v Jarvis is the high court's most recent pronouncement on privacy rights. Jarvis concerned a high school English teacher who used a pen camera to surreptitiously record videos of female students. Charged with the criminal code offence of voyeurism the courts below grappled with the issues of whether Mr. Jarvis recorded the students for a sexual purpose, and whether the students had a reasonable expectation of privacy while at school. Ultimately, Mr. Jarvis's conviction was upheld and the matter remitted for sentencing, but along the way, the court laid down some important principles which will affect the judicial interpretation of privacy in all areas going forward.

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Publications original It's Not Complicated (Anymore): Court of Appeal Explains the Relationship between SABS and Tort Damage Awards

Two recent Ontario Court of Appeal decisions have provided clarity on the uncertain relationship between tort damage awards and Statutory Accident Benefits (SABs) under s 267.8 of the Insurance Act.

While heard together, these cases address different aspects of the tort damage award/SABs relationship. Cadieux v Cloutier addressed the deductibility of SABs paid before trial, whereas Carroll v McEwan addressed the deductibility and assignment of SABs to be paid after trial.

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Publications original Watching the Watchers: Judicial Limitations on the use of surveillance evidence

Surveillance evidence is among the most powerful tools available to a defence lawyer and their client. Correctly deployed, surveillance can be a fatal blow to a plaintiff's claim. Triers of fact, jurors particularly, cannot help but be impacted by surveillance evidence. Numerous studies show that visual memory retention far exceeds audio recall. Due to the power of surveillance evidence relative to cost, many insurers have at least some experience in obtaining this form of evidence. Since the Ontario Court of Appeal handed down its decision in Iannarella v Corbett, the tactical landscape for surveillance has changed and the use of surveillance evidence has been under court scrutiny.

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Publications original Subrogating Claims in the Construction Context: They Do Exist

Oftentimes, builder's risk policies contain waivers of subrogation, and contractors, more often than not, are listed as additional insureds. For this reason, subrogated claims are few and far between in the construction context. However, the recent case of Maio v. Mer Mechanical Inc., 2018 ONSC 4426 (“Maio”) suggests that subrogation may be possible.

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Publications original Secrets Between Children and Parents Are Litigation Records of a Children's Lawyer subject to Father's Freedom of Information Request?

In Ontario (Children's Lawyer for Ontario) v Ontario (Information and Privacy Commissioner) 2018 ONCA 599, the Court of Appeal for Ontario considered the novel issue of whether a child-client's litigation records with the Children's Lawyer should be subject to a father's freedom of information access request. The Adjudicator at first instance determined that the records were “in custody or under the control” of the Attorney General (“MAG”) and ordered that MAG respond to the father's request. On judicial review at the Divisional Court, the court upheld the order of the Adjudicator. In a rare move, the Children's Lawyer appealed...

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Publications original The Art of Due Diligence: Priority Disputes Among Insurers

The enactment of Ontario Regulation 283/95 – Disputes Between Insurers (the “Regulation”) has obliged insurers to continue payment of Statutory Accident Benefits (“SABS”) to injured person even where entitlement to these benefits is disputed. At the same time, the insurers ‘battle it out' behind the scenes over which has higher priority and should be paying for the claimed benefits.

A priority dispute arises when there are multiple motor vehicle liability policies which might respond to a SABS claim made by an individual involved in a motor vehicle accident.

Section 268(2) of the Ontario Insurance Act sets out the hierarchy of insurers obligated to pay SABS with respect to the occupant claimants, as follows:

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Publications original Security Breach Reporting Requirements under the PIPEDA starting November 2018

On March 26, 2018, the Government of Canada passed an Order in Council fixing November 1, 2018, as the date on which section 10 of the Digital Privacy Act (“the DPA”) comes into force. This section creates a new division in the Personal Information Protection and Electronic Documents Act (“PIPEDA”) that will require private commercial enterprises to report certain breaches of security safeguards.

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Publications original Freedom of Expression in the 'Trump Era' Is a "Trump is right. F**k China. F**k Mexico" Sign Protected Speech?

Passionate political supporters often choose to convey their message in a manner that grasps observer's immediate attention, regardless of how it may be interpreted. This is the precise fashion in which Fredrick Bracken decided to transmit his electoral support for the current United States President, Donald Trump, while at Niagara Parks. In choosing Niagara Parks as his political forum, Mr. Bracken prompted, for the first time, the Court of Appeal's interpretation and constitutional analysis of section 2(9)(a) of Niagara Parks Act, Regulation 829...

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Publications original Cloudy with a Chance of Money: Overcoming Obstacles in Subrogated Claims

Subrogation is the process under which an insurer, which has paid a loss under an insurance policy, becomes entitled to the rights and remedies of its insured against the party responsible for the loss. Because an insurer pays on its policy for losses suffered by the insured to make that policyholder whole, subrogation can be an effective mechanism for an insurer to recover its losses from the responsible party, depending on how the claim has been handled. Subrogation cases are often won and lost as a result of the actions and steps taken within the first few days of the incident. As a result, active involvement in the process, alongside open communication with all involved parties, is crucial to maximizing recovery.

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Publications original Legislature Passes Concussion Safety Legislation with Bill 193: Rowan's Law (Concussion Safety), 2018

On March 6, 2018, Bill 193: Rowan’s Law (Concussion Safety), 2018(“Rowan’s Law”) passed its third reading. The Bill will next go before the Lieutenant Governor to receive Royal Assent.

Rowan’s Law is named for Rowan Stringer, a 17-year-old rugby player who died after sustaining a traumatic brain injury in a rugby game. The Bill will come into force on the day it receives Royal Assent, although this day has not been announced (section 9(1)).

Overall, Rowan’s Law is intended to serve as “broad framework legislation” for concussion management and prevention in amateur competitive sport. 

A “sport organization” will be required to:

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Publications original Malpractice & Health Litigation Basics in Canada: A Statistical Primer for Practitioners, Professionals, Hospitals, and Insurers

Canadian citizens, and those not as fortunate to live in Canada, have the perception that 'uniform publicly funded' medical-related services are available nationwide in Canada and are 'free'... that is what it is to be Canadian. However, contrary to popular belief, there is no unified single professional regulatory, or single-payer national healthcare system in Canada. To the extent that there is healthcare that is publicly funded in Canada, it is funded on a provincial or territorial basis [here-in-after collectively 'provincial' or 'province'] and supplemented with federal funds that are 'conditionally' transferred to the province.

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Publications original Navigating Through Challenging Mediations: Creating Value in the Midst of Obstacles

Mediation is a process in which a neutral third party assists the disputing parties in reaching a mutually acceptable resolution. Mediation is designed to be a confidential and voluntary process, free of the formality and adversarial nature of court proceedings. Due to the benefits that the mediation process has yielded, Rule 24.1 of the Rules of Civil Procedure enforces mandatory mediation in some locations and for certain civil actions.

This article details reasons why a matter may not resolve at mediation, and still can list the benefits the process can offer disputing parties.

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Publications original Marijuana Legalization: Ontario Weighs In 

To the disappointment of many and the surprise of few, the Ontario Government has decided to provide access to recreational cannabis through a government corporation similar to the LCBO. Ontario plans to open 40 stores across the province by July 2018 when cannabis becomes legal with another 110 by summer of 2020. It also will allow for the purchase of cannabis online through the governing body's website. While this may sound sufficient, it is worth highlighting that there are over 650 LCBO locations throughout the province.

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Publications original Court of Appeal Declines Remedies against Person Harassing Mayor, Township

The Ontario Court of Appeal has recently upheld an application judge's decision to deny the mayor and Town of Rainy River relief from the harassment of a local resident in its recent decision, Rainy River (Town) v. Olsen.

In this case, a local resident of the Town Rainy River had an interest in horticulture and town beautification. He began writing to the mayor and council with ideas concerning a variety of issues such as agriculture, gardening, and general community beautification. Unsatisfied with the responses he received, his communications to the mayor and council allegedly grew increasingly abrasive and insulting. On one occasion, he attended the mayor's workplace and verbally harassed her.

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Publications original Defamation in the Internet Age: The Law and Social Media

Defamation law, mostly conceived in an old-media world, historically balanced one person's right to freedom of speech with another's to not have his or her reputation unfairly attacked. The emergence of social media has made it more difficult to navigate the application of these long-standing principles. Unlike the traditional letter to the editor, comments on social media can be posted instantly, often in the heat of emotion, and many people who post comments do so under the mistaken belief that they will remain anonymous. Social media has the ability to create a false sense of intimacy, as users may mistakenly believe they are only speaking to a small, well-known group of individuals...

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Publications original Duties Of Care Owed By Public Bodies – A Different Perspective

First published in the Advocates Quarterly. An overview of the major principles relating to duties of care, with a focus on whether and when the duty is owed by a public body.

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Publications original Buyers and Agents Beware: BC Court Rules That Representative Is Responsible for Tax Owed by Buyer

In Canada, resident sellers of a principal residence are usually eligible for an exemption from the capital gains tax that would otherwise be triggered by the sale of a principal residence. On the other hand, non-resident sellers must pay a capital gains tax of 25% on the profits from the sale of a residential property.

In Mao v Liu (2017 BCSC 226), the Court was asked to determine whether a notary public was negligent and therefore obligated to pay the capital gains tax triggered by the sale of a residential property...

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Publications original Stipulated Remedy Clauses

The Landlord in Amexon wished to demolish a large commercial building in which the Tenant occupied leased premises, and redevelop the property. The Tenant refused to vacate, despite offers for compensation from the Landlord. The Landlord issued a notice to vacate and the Tenant sought and obtained an injunction...

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Publications original Medical Marijuana: Considerations for Employers

As physicians become more at ease in prescribing marijuana for medical purposes, it is reasonable to forecast an increase in the number of employees in the workplace with a prescription for the drug. This raises challenges for employers that have a duty to accommodate their "disabled employees" and further conflicts with an employer's desire for a drug-free environment.

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Publications original Injunctions to Restrain Breach of Contract - Stipulated Remedy Clauses - Old Habits Die Hard

The issues that were before the court in 1465152 Ontario Limited v Amexon Development Inc.1 are substantial and far-reaching, particularly for the commercial real estate leasing industry.  The decision is an excellent vehicle for the discussion of important issues relating to injunctions in the context of contractual property rights, equitable extortionate conduct, abuse of process, permissible breaches of contract on the basis of economic efficiency, and the interpretation and enforceability of contractual limitation of remedies clauses, particularly in the context of a claim that can be made under a concurrent tort.

Overview - The Landlord in Amexon wished to demolish a large commercial building in which the Tenant occupied leased premises, and redevelop the property.  The premises constituted approximately 3% of the rentable area of the building.  All of the other tenants had left as a result of agreements made with the Landlord, which offered to relocate the Tenant into similar (and better) premises in an adjoining building owned by the Landlord and to pay compensation.  After some bargaining, the Tenant refused to move. It was the Landlord’s position that the only reason for the Tenant’s refusal to relocate was its desire to extract as much money from the Landlord as possible. FULL VERSION PDF  *Reproduced by permission of Thomson Reuters Canada Limited.

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Publications original Fans Beware: The Risks of Watching Your Favourite Athletes

Due to the dangers associated with attending professional sporting events, such as hockey and baseball, leagues across North America have taken action to limit sports-related injuries through the implementation of various safety regulations. 

Occupiers are not required to maintain an absolutely risk-free environment. Rather courts will consider the type of event, the inherent risks involved, and the industry safety standards when determining whether an injury to a fan was reasonably foreseeable. This paper will discuss common claims pursued by spectators as well as possible defences that can be employed by occupiers.
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Publications original How serious must a serious impairment be? Case Study

How “serious” does a “serious impairment” have to be for a Plaintiff to pass the threshold under section 267.5 of the Insurance Act?

A recently released appeal decision of the Divisional Court provides useful guidance on the pitfalls awaiting Plaintiffs in their attempts to establish a threshold injury.

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Publications original Human Rights Claims: Part 6 of 6

Discrimination is a "distinction, whether intentional or not, but based on grounds relating to personal characteristics of the individual or group, which has the effect of imposing burdens, obligations, or disadvantages on such individuals or groups, not imposed on others." Such burdens "withhold or limit access to opportunities, benefits, and advantages available to other members of society.

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Publications original Update on Issues relating to Autonomous Vehicles: Recent Fatality & the Anticipated Challenges arising from the Accident

News of the death of Joshua Brown, a Florida man who died following a motor vehicle accident that occurred while his Tesla Model S vehicle was in autopilot mode, has attracted international media attention as he is the first US fatality from a motor vehicle accident where the deceased was in a vehicle that was in self-driving mode. This development provides occasion for us to comment further on the status of autonomous vehicles and the law in Ontario.

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Publications original Back to the Future Causation Alert: Clusters Trumps Medical Causation in Judicial Review of Technicians' Breast Cancer

Michael J. Fox is a well-known Canadian comedic actor probably best known for the "Back to the Future" movie trilogy and other successful small screen comedies. In medical circles, he is also known for having Parkinson's disease and as a spokesperson for Parkinson's disease research. But Michael's Parkinson's is a little different. He was a member of a British Columbia production crew in the 1970's. Several of that crew went on to develop Parkinsons at a young age. The statistical probability of a number of persons, or a cluster, in the one production crew developing Parkinson's was very small. Clusters "suggest" an environmental agent at work – whether it is scientifically provable or not.

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Publications original The Benefits of Employment Liability Practices Coverage: Civil Case Studies

Employment practices liability (EPL) coverage protect employers from a variety of actions brought by employees, including wrongful dismissal, sexual harassment, accommodation, discrimination, negligence, unjust enrichment, breach of contract, and breach of duty of good faith actions. This paper will examine cases that demonstrate the potential consequences of failing to have an EPL policy in place.

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Publications original The Benefits of Employment Liability Practices Coverage: Human Rights Tribunal Cases

Given that human rights judges can make any award apart from legal fees to remedy discrimination, the possibility of an employee bringing a claim before the Human Rights Tribunal is an important reason for employers to have employment practices liability (EPL) coverage. Some of the available remedies at the Human Rights Tribunal are mandatory reinstatement with back pay, general damages for discrimination, wage loss recovery, forced sensitivity courses, and human rights training. This paper will examine Human Rights Tribunal cases that emphasize the importance of EPL coverage.

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Publications original Fans: Enter at Your Own Risk

Occupiers have a duty to ensure that the facility where the sporting event is held is reasonably safe. It is important to note that the standard of care is based on foreseeable risk, which is to be distinguished from an absolute guarantee of maintaining a completely risk-free environment. In determining whether an occupier has in fact discharged its duty, a court will take into consideration the nature of the sporting event, any inherent risks, and whether the spectator can foresee those risks. The trier of fact may also rely on expert testimony to provide information regarding the industry standard for safety precautions in a given sport.

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Publications original Autonomous Vehicles - The Next Frontier

According to the Centre for Automotive Research, the first commercially available, fully autonomous vehicles could arrive on dealership floors as early as 2019.

The final manifestation of autonomous vehicles will largely depend on the manner in which regulators balance the issues that arise at the intersection of liability, freedom, and privacy. This paper will provide insights into the current state of the technology of autonomous vehicles and autonomous trucks before delving into a discussion about the shifting scope of liability and the potential consequences this may have on the calculus insurance companies use to apportion risk and determine the cost of premiums.
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Publications original Cyber and Privacy Risks: Class Action Exposures (PDF)

Class action litigation arising out of cyber and privacy risks is increasing in Canada. The cases involve a broad range of privacy and cyber risks including lost portable electronic storage devices, uploads to an unsecure website, improper disposal of computer equipment, unauthorized access and dissemination by rogue employees, cybercrime and business practices. More breaches, increased breach notifications, widespread media reports and growing concern about privacy rights have all likely contributed to the increase in class action proceedings. In addition, the recent recognition of a new tort for invasion of privacy by the Ontario Court of Appeal in 2012 has resulted in certification of privacy class actions based on the new tort. This paper will discuss examples of Canadian cyber and privacy cases which have been certified as class actions, cases that have settled, and cases that have been recently commenced as proposed class actions.

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Publications original The Legal Implications of Concussions in North American Contact Sports

Sports have long been a part of everyday life for many people, both as spectators and participants. With modern advances in science the true inherent dangers of many of these sports are finally being examined, specifically with regard to concussions. Recent studies have revealed an alarming prevalence of concussions and other head injuries suffered by athletes in contact sports that are played all over the world, such as football, hockey, rugby and soccer. The results of these studies have brought much attention to the laws, rules, and regulations governing the conduct of athletes, coaches, trainers and other key personnel when a potential concussion has been experienced. Due to the possibility of serious and permanent injuries occurring on the field, diamond, rink or other, the potential for high value litigation is ever present.

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Publications original Bill 171: The Fighting Fraud and Reducing Automobile Insurance Rates Act, 2014 (PDF)

In the decision of Vijeyekumar and State Farm Mutual Automobile Insurance Company (1999) O.J. No. 2178 (C.A.), the deceased died of asphyxiation caused by carbon monoxide poisoning. He was found in his car, the engine was running and the hose had been attached to the exhaust pipe which ran to the front console inside the car beside the deceased. The deceased’s wife and daughter sued the deceased’s automobile insurer for death benefits under his automobile insurance policy. The Court of Appeal determined the applicable test was:

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Publications original Key privacy cases for consideration: Hot Topics in Privacy Law - 5 of 5

The Supreme Court of Canada (“SCC”) unanimously found Alberta's Personal Information Protection Act, S.A. 2003, c. P 6.5 ("PIPA") to be unconstitutional as it does not strike an appropriate balance between an individual's right to control the collection, use, and disclosure of its personal information and a union's right to freedom of expression. 

In Alberta (Information and Privacy Commissioner) v. United Food and Commercial Workers, Local 401, 2013 SCC 62, employees of the Palace Casino at West Edmonton Mall conducted a lawful strike in 2006 which lasted 305 days. The United Food and Commercial Workers, Local 401 representing the workers (the “Union”) and a security company hired by the employer video-taped and photographed the picketers at the Casino's entrance. The Union posted signs stating that images of persons crossing the picket line may be posted on “www.casinoscabs.ca”. Several people who were filmed crossing the picket line complained to the Alberta Information and Privacy Commissioner (the “Commissioner”) under PIPA, alleging that the Union infringed their privacy rights by collecting, using and disclosing their personal information without their consent.

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Publications original Alberta's Personal Information Protection Act Declared Unconstitutional

The Supreme Court of Canada (“SCC”) unanimously found Alberta's Personal Information Protection Act, S.A. 2003, c. P 6.5 ("PIPA") to be unconstitutional as it does not strike an appropriate balance between an individual's right to control the collection, use, and disclosure of its personal information and a union's right to freedom of expression.

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Publications original Muskoka Fuels v. Hassan Steel Fabricators Limited: Application of the Sale of Goods Act to Manufacturing Defects

The case of Muskoka Fuels v. Hassan Steel Fabricators Limited raises some interesting questions regarding the application of the Sale of Goods Act to claims involving manufacturing defects. In particular, Muskoka Fuels, which involved the environmental contamination of land due to the failure of a diesel fuel tank, raises questions regarding the extent to which the cause of a defect must be proven in order for liability under the Sale of Goods Act to be established.

At trial, Justice Healey came to the following conclusions based on the evidence...

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Publications original Insurance Coverage for Injuries Caused by At-Fault Uninsured, Inadequately Insured and Unidentified Motorists

An at-fault party may have no insurance or may be inadequately insured. Further, where an unidentified motorist is at-fault (as in the case of a hit-and-run) there may be no practical means of securing compensation for an injury as the at-fault party and his insurer may never be identified.

The system in Ontario has two mechanisms for dealing with such scenarios: 1. Uninsured / Unidentified Motorist coverage under s. 265 of the Insurance Act

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Publications original Repairing a vehicle is not an ordinary use to which vehicles are put

The claimant was hired to effect body work repairs to a truck that he normally operated. The claimant's last memory was standing on the hood of the truck. He was found the next morning in a pool of blood and awoke in the hospital a few days later. He had sustained serious fractures and a brain injury. Arbitrator Feldman inferred from the evidence that the claimant had fallen from the truck while attempting to effect repairs to the roof. Is this an accident as defined by the Schedule?

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Publications original Ontario Court of Appeal confirms that home buyers are not barred by the provisions of the Ontario New Home Warranties Plan Act from pursuing remedies in the courts

Until recently, there have been conflicting decisions as to whether the Ontario New Home Warranties Plan Act (the “Act”) constitutes an exclusive statutory scheme for dealing with claims by new home buyers against builders. The Court of Appeal has recently confirmed that home buyers can pursue remedies against builders in the courts.

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Publications original Social Host Liability - A Fresh Approach (PDF)

Since the landmark decision in Menow v Honsberger, the potential liability of taverns and other commercial hosts for alcohol-related injuries has been well established.  In the 30-plus years since that decision, however, social hosts have received a free pass in cases where their involvement in the intoxication which led to the injury has been real and significant.  The purpose of this article is to suggest a new approach to the consideration of the liability of social hosts, one that promotes the policy considerations essential to this type of claim and, at the same time, accords with basic principles of law.

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NEWS

Publications original Say Hello to Jack Powles our newest Associate!

MB welcomes our newest associate, Jack Powles, to the Toronto office! His full bio is now available on the website.

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Xmas 2025 thumb original It's beginning to feel a lot like...

We wish everyone a Happy Kwanzaa, Merry Christmas, and/or Happy Hanukkah to you and yours! The firm will be closed on Dec 25, 26, and Jan 1.

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Bye students original Farewell to the 2025 Summer Students

But it's not goodbye... because they are all invited back in 2026 to article!

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Publications original Ontario’s Construction Adjudication Overhaul

New Construction Law Update - Bill 126 (the “Bill”) made several changes to the Act, among which was an expansion of what can be adjudicated.

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A gold thumb original Worth Its Weight in Gold? - Transportation Law Case Study

Brink's, Incorporated v. Air Canada, 2025 FC 110 - The case where Brink’s, a company whose whole raison d’etre is the transport and protection of money, missed the mark on properly documenting the value of its cargo.

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OTHERS

Articling & Summer Students

WHY YOU SHOULD CONSIDER OUR FIRM We are currently not accepting student applications. Visit our Student page for When to Apply We believe that students represent the future of our firm; the best way to develop strength is to build from within. To that end, we expend considerable effort in recruiting promising summer and articling students. Our aim is to hire the most talented people with the right balance of advocacy, legal, and...

Privacy Policy

MB recognizes the importance of protecting the personal information that has been entrusted to us. This policy outlines the framework of MB’s policies and procedures regarding its collection, use, retention, and disclosure of personal information in respect of its clients and others. This policy supplements, where applicable, our professional obligations of confidentiality and lawyer-client privilege. MB has updated this policy in...

Legal Notice

Terms and Conditions of Use Your access to, and use of, any material on the McCague Borlack LLP website constitutes your acceptance of, and is conditional upon your acceptance of and compliance with, the following provisions. These terms and conditions may change from time to time, and it is your responsibility to check for such updates.   Disclaimer The content on this website is provided for general information...

Legal Assistant Positions

HERE WE GROW AGAIN! Updated April 18, 2023 Hiring Legal Assistants for the Ottawa office Required 3 to 5 years of litigation experience in both AB and Tort.  Responsibilities include: Open and Close files, Draft correspondence and other legal documents as required, Keep an up-to-date e-filing system, Schedule discoveries, mediations, and other important events, Manage calendar appointments, Maintain...

Our Toronto Location

Call Us: Telephone: 416.860.0001 Facsimile: 416.860.0003 Toll Free: 1.888.960.0010 Directions: Located on the northeast corner of King Street West and York Street in the heart of Toronto’s downtown business community Ample parking below our building with entrances off both York Street and Adelaide Street By subway, disembark at the St. Andrew station and walk east one block By streetcar, take the 504 King car View...

Our Ottawa Location

Call Us: Telephone: 613.569.2855 Facsimile: 613.569.3882 Toll-Free: 1.855.569.2855 Directions: Located on the northwest corner of Bank and Albert Streets in the heart of Ottawa’s downtown business community View Google Map Business Highlights: You will find us in the heart of Ottawa’s business district in the downtown area. Our office is just a short walk from the: Supreme Court of Canada Parliament...

Ottawa Summer Student Position

2ND YEAR OTTAWA POSITION AVAILABLE We will be participating in the 2013 Ottawa Summer Student Recruitment Process. Students interested in a 2nd year summer position at our Ottawa office should submit an electronic version of their application (including a cover letter, a resume, a list of intended third year courses, and copies of undergraduate and law school transcripts) in one PDF document to Cindy Davies, Firm...

Our Kitchener Location

Call Us: Telephone: 519.340.0500 Facsimile: 519.571.8697 Toll-Free: 1.888.960.0010 Directions: Located on Frederick Street just North of King Street East, and East of Queen Street North, View Google Map Business Highlights: You will find us in the core of Kitchener's commercial district, serving all of the Western Ontario regions including the cities of Kitchener/Waterloo, Guelph, Hamilton and London, with...

On a Personal Note...

NEWS LAST UPDATED JANUARY 2020 MB held their Staff Christmas Party at the Escape Manor - everyone was divided into teams and they participated in different escape rooms and then did axe throwing. Super fun time!  See photos.                   Sandy Mark Lee's beautiful therapy dog, Cheyenne, is now with the Pearson Airport Welcome Team Dog Division...

Diversity Policy

OUR ENVIRONMENT VALUES & EMBRACES DIVERSITY Mission Statement McCague Borlack values and respects the diverse backgrounds, cultures, orientation and traditions of all firm members, potential candidates and the clientele we serve. We are dedicated to providing excellence through our people, our work and our relationships. To achieve these goals, we maintain our core value of diversity by recruiting the best people with the strongest...

Confirmed Received

  Thank you for registering online.  Please include the email address vwclassaction@mccagueborlack.com  to your safe sender list.       As well, you would have receive an automatic email sent to the address you've specified to confirm registration by clicking the link within the confirmation email. If you don't see it, check your spam filter or contact the email address...

Our Barrie Location

Call Us: Telephone: 705.481.0240 Facsimile: 705.481.2062 Toll-Free: 1.888.960.0010 Located on the South-side of Collier St between Owen and Mulcaster Streets in the heart of Barrie’s downtown business community. View Google Map Business Highlights: Our office is just a short walk from the: Barrie Courthouse Barrie City Hall Barrie Farmers Market Memorial Square Barrie North Shore Trail Read...

Lawyer Positions

LITIGATION LAWYERS - Updated March 2026 We are currently not hiring. We are a law firm located in the heart of Toronto, Ottawa, Kitchener, London, and Barrie's downtown business communities, dedicated to all types of litigation and advocacy. While we have a strong focus on insurance litigation, our firm's expertise covers over 40 other practice areas. Our firm's clients include corporate and commercial entities,...

Hostess / Office Support

NOT CURRENT - EXCITED TO ASSIST IN ALL ADMIN DEPARTMENTS? We are looking for a motivated individual to join our Office Services team as a full-time employee. The successful candidate will be a “jack of all trades” professional and willing to lend a hand in any of our admin departments. You will assist with office support type tasks such as hostess – boardroom set up and clean up, reception relief, and copy & print...

Our London Location

Call Us: Telephone: 226.781.2127 Facsimile:  226.781.2126 Toll-Free: 1.888.960.0010 Directions: View Google Map Business Highlights: You will find us in the heart of London’s business district in the downtown area. Our office is just a short walk to: Budweiser Gardens, (voted one of the best venues of its size around the world!) The Canadian Medical Hall of Fame, The Grand Theatre, The London Music...

Marketing / Social Media Coordinator / Administration

THIS POSITION IS CLOSED. McCague Borlack LLP is a diverse, mid-sized, leading litigation law firm in Canada offering services to businesses and individuals in a broad range of practice areas. We are currently seeking an individual to support and service our marketing and communications team, overseeing projects with our lawyers, clients, and business professionals. The candidate should have 5 plus years of experience. The core...

IT Support

THIS IS NOW CLOSED - APRIL 2026 McCague Borlack LLP is a diverse, mid-sized, leading litigation law firm in Canada offering services to businesses and individuals in a broad range of practice areas. We are currently seeking a person to assist with technical support. The candidate should have at least 2-3 years of experience. The core responsibilities will be to provide day-to-day support, showing confidence in handling various technical...

Martin Smith

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Ottawa

613.566.5970

msmith@mccagueborlack.com

Martin Smith

Peter F. Yaniszewski

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Toronto

416.860.0037

pfyaniszewski@mccagueborlack.com

Peter F. Yaniszewski

Michael Kennedy

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Kitchener

519.340.0492

mkennedy@mccagueborlack.com

Michael Kennedy

Jennifer E. Kelly

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Toronto

416.864.6584

jkelly@mccagueborlack.com

Jennifer E. Kelly

Nawaz Tahir

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Ottawa

226.781.2128

ntahir@mccagueborlack.com

Nawaz Tahir

Dennis Molnar

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Ottawa

613.566.5992

dmolnar@mccagueborlack.com

Dennis Molnar

Nancy Sadek

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Ottawa

613.566.5986

nsadek@mccagueborlack.com

Nancy Sadek

Angela Boak

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Kitchener

519.340.0496

aboak@mccagueborlack.com

Angela Boak

Courtney Kind

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Kitchener

519.340.0498

ckind@mccagueborlack.com

Courtney Kind

Kelly Sneep

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Toronto

416.860.2530

ksneep@mccagueborlack.com

Kelly Sneep

Angela Ribarich

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Toronto

416.861.2059

aribarich@mccagueborlack.com

Angela Ribarich

Chanpreet Shokar

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Toronto

416.862.8635

cshokar@mccagueborlack.com

Chanpreet Shokar

Nicholas Therens

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Ottawa

613.566.5987

ntherens@mccagueborlack.com

Nicholas Therens

Jason Meloche

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Kitchener

226.781.2129

jmeloche@mccagueborlack.com

Jason Meloche

Catherine A. Korte

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Toronto

416.862.8632

ckorte@mccagueborlack.com

Catherine A. Korte

Jordan Jacobs

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Toronto

416.862.8637

jjacobs@mccagueborlack.com

Jordan Jacobs

Joseph Catton

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Toronto

416.860.5243

jcatton@mccagueborlack.com

Joseph Catton

Tiara Beaton

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Toronto

416.860.8363

tbeaton@mccagueborlack.com

Tiara Beaton

Lauren Maynes

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Ottawa

613.566.5991

lmaynes@mccagueborlack.com

Lauren Maynes

Kathleen Bolger

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Ottawa

613.566.5972

kbolger@mccagueborlack.com

Kathleen Bolger

Celina Stoan

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Ottawa

613.566.5980

cstoan@mccagueborlack.com

Celina Stoan

Asta Stalker

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Ottawa

613.566.5994

astalker@mccagueborlack.com

Asta Stalker

Kylie Graham

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Ottawa

613.566.5985

kgraham@mccagueborlack.com

Kylie Graham

Kayen Francisco

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Toronto

416.860.0038

kfrancisco@mccagueborlack.com

Kayen Francisco

Yeru Tan

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Toronto

416.860.8363

ytan@mccagueborlack.com

Yeru Tan

Samantha Campione

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Toronto

416.860.5243

scampione@mccagueborlack.com

Samantha Campione

Claudia Parsons

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Toronto

416.860.1302

cparsons@mccagueborlack.com

Claudia Parsons

Muskan Fatima

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Toronto

416.862.8637

mfatima@mccagueborlack.com

Muskan Fatima

Ryyan Elgalal

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Toronto

416.869.6079

relgalal@mccagueborlack.com

Ryyan Elgalal

Darwish A. Chahbar

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London

226.781.2134

dchahbar@mccagueborlack.com

Darwish A. Chahbar

Fatema Lotia

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Toronto

416.869.7838

flotia@mccagueborlack.com

Fatema Lotia

Jack Powles

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Toronto

416.860.2533

jpowles@mccagueborlack.com

Jack Powles

Civil Fraud Recovery

Fraud is an unfortunate reality in modern business, particularly for companies in the banking, financial, and insurance industries. Lawyers of our Civil Fraud Recovery Group have experience with these industries. They are intimately familiar with the complicated legal regime that regulates fraud prosecutions and civil actions to recover assets or money lost through deceit. Our lawyers have been successful in recovering millions of...

Commercial & Business Litigation

Litigation is the last thing you want to think about when running a business. For a law firm of trial lawyers with experience at every level of Court, that’s not something we like to hear. Or to admit.  When you need to protect your business by taking legal action or defending a claim, you need a law firm with a demonstrated mastery of the law. One with centuries of collective experience. One with a proven track record of winning...

Defamation & Reputation Management

Our Defamation and Reputation Management Group is comprised of Toronto lawyers whose practices focus on the litigation fields in which defamation actions typically arise. These practice areas include corporate/banking law, municipal law, employment law, and investigation and privacy law. Allegations of libel and slander can also arise during disputes between members of professional associations or as a result of media releases. Because...

Municipal Liability

The legal complexities faced by today’s municipalities are myriad. Our law firm’s Municipal Liability Group has extensive experience with the broad range of legal exposures faced by municipal bodies in the administration of their duties. We are also well-versed in the corresponding insurance concerns. Our objective is to provide cost-effective, results-oriented service to insureds and insurers. We draw on our years of experience...

Police Services

The Police Services Group is a novel legal practice that has not historically been treated as a specialty area of law. McCague Borlack LLP has developed the Police Services Group as a result of recognizing that police officers who are subjected to civil actions have special concerns not experienced in other professions. McCague Borlack LLP also provides to our clients with investigative services unique to the litigation industry.

Privacy Law & Investigations

Privacy Law and Investigations is an evolving legal subject that is rapidly emerging as its own practice specialty. McCague Borlack LLP has developed an expertise in this area to respond to the proliferation of private sector investigations as impacted by new privacy legislation in Canada. This legislation directly affects the industry’s service providers, including insurance adjusters, private investigators and claims...

Landlord and Tenant

Landlord and Tenant disputes, particularly those related to commercial tenancies, can be a complex field that requires a law firm to not only have a thorough understanding of the law but also be sensitive to the need for a landlord and tenant to maintain a business relationship. Our lawyers attempt to resolve landlord and tenant disputes through negotiation and alternative dispute resolution first. When alternative dispute resolution fails,...

A blueprint banner original A Smoother Path to Resolution: Ontario’s Construction Adjudication Overhaul

Similar to many different areas of law, in Construction Law there is a mechanism for alternative dispute resolution, namely interim adjudication.

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A gold original Worth Its Weight in Gold? Not When Liability Clauses Tip the Scales

Case Study Brink's, Incorporated v. Air Canada, 2025 FC 110 - Air Canada was hired by Brink's to transport 400Kg of gold, and was order to pay just $18K due to admin error...

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A car crash original Diminishing Returns - Divisional Court Confirms Motor Vehicle Accident Claims for Diminished Value are Statute Barred by Insurance Act
Diminished value claims for property damage to automobiles are statutorily barred by section 263 of the Insurance Act, R.S.O. 1990, c. I.8. At least that is what section 263 of the Insurance Act appeared to do. However, Ontario insurers have long been plagued by persistent claims, especially in the Small Claims Court. All of the actual reported decisions dismissed these claims, but the decisions tended to be fact-specific. Without any clear decisions by a higher Court, new claims would arise with some new variation of the diminished value argument. 
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Publications original Loss of Care, Guidance, and Companionship Damages: A New Benchmark? Case Study: Moore et al., v. 7595611 Canada Corp.
On June 25, 2021, the Ontario Court of Appeal, led by Justice Fairburn in Moore et al., v. 7595611 Canada Corp., 2021 ONCA 459, upheld a $1,326,000 jury award arising from a harrowing set of circumstances in which a 23-year-old woman suffered severe burns, leading to her death.
 
The jury found that the appellants fell below the standard of care of a reasonable landlord and found them responsible for Alisha's death. The jury made the following damages awards...
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B publications original Open Court Principle Prevails - Case Study: Sherman Estate v Donovan

The decision of the Supreme Court of Canada in Sherman Estate v Donovan (2021 SCC 25) reinforces the open court principle as a constitutionally entrenched right of freedom of expression and thereby a justified limit on the right to privacy. The Trustees of the Sherman Estate lost their appeal to keep probate documents sealed as they did not meet the threshold of proving that court openness presented a serious risk to the public interest.

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Publications original Misfeasance Claims against Crown Prosecutors - Case Study: Ontario (Attorney General) v. Clark, 2021 SCC 18

The Supreme Court of Canada slammed the door shut on misfeasance claims against Crown prosecutors in one of their most recent rulings. In an 8-1 decision, the Court reinforced the immunity of Crown prosecutors in their prosecution of criminal matters due to their unique positions in the justice system that requires them to be free from fear of civil liability in the execution of their duties.

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Publications original Claim for Loss of Opportunity Damages - Case Study: Akelius Canada Inc. v. 2436196 Ontario Inc

In Akelius Canada Inc. V. 2426196 Ontario Inc., J. Morgan ruled on the matter of whether a European based real estate investor who suffered a breach of contract by a seller in Toronto could be awarded damages based on a loss of opportunity to cash in on a local real estate boom.

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Publications original The Doctrine of Discoverability and Accident Benefits Claims: Special Considerations following Tomec and Pafco

Ontario courts and tribunals have recently considered the application of the doctrine of discoverability in the context of accident benefit claims. These considerations have developed the common law in notable ways for insurers and insureds alike. Specifically, special considerations now arise in the context of Accident Benefits where limitation periods are concerned...

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Publications original Do priority provisions in s. 268 of the Ontario Insurance Act apply to an out-of-province insurer for an accident that took place in Ontario? Case Study: Coseco v. Liberty, 2019 ONSC 4918

Where an MVA occurs in Ontario, and there is an out-of-province insurer policy covering the claimant, and that insurer has signed the Power of Attorney and Undertaking (PAU), the insurer is bound by s. 268 of the Insurance Act in its entirety.

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Publications original Is anyone ensuring that your Mink Lashes are cruelty-free? An Overview of the Regulation of Fur Farming in Canada

This article takes a high-level perspective of the regulation of the fur farming industry in Canada, with a specific focus on the predominant fur-bearing species raised on fur farms in Canada: minks and foxes.

Canada's robust fur trade saw over 2.3 million minks and foxes bred on fur farms in 2017, generating approximately $800 million dollars. As of 2017, there were over 200 mink and fox fur farms across Canada, which produced over 2 million pelts. Even now, there is a trend towards the use of mink fur in eyelash extensions. However, despite the size of the industry, the legislative framework is surprisingly inconsistent and often under-regulated. 

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Publications original Sex, Lies & VideoTape: Where do Canadian's have a reasonable expectation of Privacy

The recent Supreme Court of Canada decision in R v Jarvis is the high court's most recent pronouncement on privacy rights. Jarvis concerned a high school English teacher who used a pen camera to surreptitiously record videos of female students. Charged with the criminal code offence of voyeurism the courts below grappled with the issues of whether Mr. Jarvis recorded the students for a sexual purpose, and whether the students had a reasonable expectation of privacy while at school. Ultimately, Mr. Jarvis's conviction was upheld and the matter remitted for sentencing, but along the way, the court laid down some important principles which will affect the judicial interpretation of privacy in all areas going forward.

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Publications original It's Not Complicated (Anymore): Court of Appeal Explains the Relationship between SABS and Tort Damage Awards

Two recent Ontario Court of Appeal decisions have provided clarity on the uncertain relationship between tort damage awards and Statutory Accident Benefits (SABs) under s 267.8 of the Insurance Act.

While heard together, these cases address different aspects of the tort damage award/SABs relationship. Cadieux v Cloutier addressed the deductibility of SABs paid before trial, whereas Carroll v McEwan addressed the deductibility and assignment of SABs to be paid after trial.

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Publications original Watching the Watchers: Judicial Limitations on the use of surveillance evidence

Surveillance evidence is among the most powerful tools available to a defence lawyer and their client. Correctly deployed, surveillance can be a fatal blow to a plaintiff's claim. Triers of fact, jurors particularly, cannot help but be impacted by surveillance evidence. Numerous studies show that visual memory retention far exceeds audio recall. Due to the power of surveillance evidence relative to cost, many insurers have at least some experience in obtaining this form of evidence. Since the Ontario Court of Appeal handed down its decision in Iannarella v Corbett, the tactical landscape for surveillance has changed and the use of surveillance evidence has been under court scrutiny.

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Publications original Subrogating Claims in the Construction Context: They Do Exist

Oftentimes, builder's risk policies contain waivers of subrogation, and contractors, more often than not, are listed as additional insureds. For this reason, subrogated claims are few and far between in the construction context. However, the recent case of Maio v. Mer Mechanical Inc., 2018 ONSC 4426 (“Maio”) suggests that subrogation may be possible.

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Publications original Secrets Between Children and Parents Are Litigation Records of a Children's Lawyer subject to Father's Freedom of Information Request?

In Ontario (Children's Lawyer for Ontario) v Ontario (Information and Privacy Commissioner) 2018 ONCA 599, the Court of Appeal for Ontario considered the novel issue of whether a child-client's litigation records with the Children's Lawyer should be subject to a father's freedom of information access request. The Adjudicator at first instance determined that the records were “in custody or under the control” of the Attorney General (“MAG”) and ordered that MAG respond to the father's request. On judicial review at the Divisional Court, the court upheld the order of the Adjudicator. In a rare move, the Children's Lawyer appealed...

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Publications original The Art of Due Diligence: Priority Disputes Among Insurers

The enactment of Ontario Regulation 283/95 – Disputes Between Insurers (the “Regulation”) has obliged insurers to continue payment of Statutory Accident Benefits (“SABS”) to injured person even where entitlement to these benefits is disputed. At the same time, the insurers ‘battle it out' behind the scenes over which has higher priority and should be paying for the claimed benefits.

A priority dispute arises when there are multiple motor vehicle liability policies which might respond to a SABS claim made by an individual involved in a motor vehicle accident.

Section 268(2) of the Ontario Insurance Act sets out the hierarchy of insurers obligated to pay SABS with respect to the occupant claimants, as follows:

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Publications original Security Breach Reporting Requirements under the PIPEDA starting November 2018

On March 26, 2018, the Government of Canada passed an Order in Council fixing November 1, 2018, as the date on which section 10 of the Digital Privacy Act (“the DPA”) comes into force. This section creates a new division in the Personal Information Protection and Electronic Documents Act (“PIPEDA”) that will require private commercial enterprises to report certain breaches of security safeguards.

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Publications original Freedom of Expression in the 'Trump Era' Is a "Trump is right. F**k China. F**k Mexico" Sign Protected Speech?

Passionate political supporters often choose to convey their message in a manner that grasps observer's immediate attention, regardless of how it may be interpreted. This is the precise fashion in which Fredrick Bracken decided to transmit his electoral support for the current United States President, Donald Trump, while at Niagara Parks. In choosing Niagara Parks as his political forum, Mr. Bracken prompted, for the first time, the Court of Appeal's interpretation and constitutional analysis of section 2(9)(a) of Niagara Parks Act, Regulation 829...

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Publications original Cloudy with a Chance of Money: Overcoming Obstacles in Subrogated Claims

Subrogation is the process under which an insurer, which has paid a loss under an insurance policy, becomes entitled to the rights and remedies of its insured against the party responsible for the loss. Because an insurer pays on its policy for losses suffered by the insured to make that policyholder whole, subrogation can be an effective mechanism for an insurer to recover its losses from the responsible party, depending on how the claim has been handled. Subrogation cases are often won and lost as a result of the actions and steps taken within the first few days of the incident. As a result, active involvement in the process, alongside open communication with all involved parties, is crucial to maximizing recovery.

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Publications original Legislature Passes Concussion Safety Legislation with Bill 193: Rowan's Law (Concussion Safety), 2018

On March 6, 2018, Bill 193: Rowan’s Law (Concussion Safety), 2018(“Rowan’s Law”) passed its third reading. The Bill will next go before the Lieutenant Governor to receive Royal Assent.

Rowan’s Law is named for Rowan Stringer, a 17-year-old rugby player who died after sustaining a traumatic brain injury in a rugby game. The Bill will come into force on the day it receives Royal Assent, although this day has not been announced (section 9(1)).

Overall, Rowan’s Law is intended to serve as “broad framework legislation” for concussion management and prevention in amateur competitive sport. 

A “sport organization” will be required to:

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Publications original Malpractice & Health Litigation Basics in Canada: A Statistical Primer for Practitioners, Professionals, Hospitals, and Insurers

Canadian citizens, and those not as fortunate to live in Canada, have the perception that 'uniform publicly funded' medical-related services are available nationwide in Canada and are 'free'... that is what it is to be Canadian. However, contrary to popular belief, there is no unified single professional regulatory, or single-payer national healthcare system in Canada. To the extent that there is healthcare that is publicly funded in Canada, it is funded on a provincial or territorial basis [here-in-after collectively 'provincial' or 'province'] and supplemented with federal funds that are 'conditionally' transferred to the province.

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Publications original Navigating Through Challenging Mediations: Creating Value in the Midst of Obstacles

Mediation is a process in which a neutral third party assists the disputing parties in reaching a mutually acceptable resolution. Mediation is designed to be a confidential and voluntary process, free of the formality and adversarial nature of court proceedings. Due to the benefits that the mediation process has yielded, Rule 24.1 of the Rules of Civil Procedure enforces mandatory mediation in some locations and for certain civil actions.

This article details reasons why a matter may not resolve at mediation, and still can list the benefits the process can offer disputing parties.

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Publications original Marijuana Legalization: Ontario Weighs In 

To the disappointment of many and the surprise of few, the Ontario Government has decided to provide access to recreational cannabis through a government corporation similar to the LCBO. Ontario plans to open 40 stores across the province by July 2018 when cannabis becomes legal with another 110 by summer of 2020. It also will allow for the purchase of cannabis online through the governing body's website. While this may sound sufficient, it is worth highlighting that there are over 650 LCBO locations throughout the province.

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Publications original Court of Appeal Declines Remedies against Person Harassing Mayor, Township

The Ontario Court of Appeal has recently upheld an application judge's decision to deny the mayor and Town of Rainy River relief from the harassment of a local resident in its recent decision, Rainy River (Town) v. Olsen.

In this case, a local resident of the Town Rainy River had an interest in horticulture and town beautification. He began writing to the mayor and council with ideas concerning a variety of issues such as agriculture, gardening, and general community beautification. Unsatisfied with the responses he received, his communications to the mayor and council allegedly grew increasingly abrasive and insulting. On one occasion, he attended the mayor's workplace and verbally harassed her.

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Publications original Defamation in the Internet Age: The Law and Social Media

Defamation law, mostly conceived in an old-media world, historically balanced one person's right to freedom of speech with another's to not have his or her reputation unfairly attacked. The emergence of social media has made it more difficult to navigate the application of these long-standing principles. Unlike the traditional letter to the editor, comments on social media can be posted instantly, often in the heat of emotion, and many people who post comments do so under the mistaken belief that they will remain anonymous. Social media has the ability to create a false sense of intimacy, as users may mistakenly believe they are only speaking to a small, well-known group of individuals...

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Publications original Duties Of Care Owed By Public Bodies – A Different Perspective

First published in the Advocates Quarterly. An overview of the major principles relating to duties of care, with a focus on whether and when the duty is owed by a public body.

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Publications original Buyers and Agents Beware: BC Court Rules That Representative Is Responsible for Tax Owed by Buyer

In Canada, resident sellers of a principal residence are usually eligible for an exemption from the capital gains tax that would otherwise be triggered by the sale of a principal residence. On the other hand, non-resident sellers must pay a capital gains tax of 25% on the profits from the sale of a residential property.

In Mao v Liu (2017 BCSC 226), the Court was asked to determine whether a notary public was negligent and therefore obligated to pay the capital gains tax triggered by the sale of a residential property...

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Publications original Stipulated Remedy Clauses

The Landlord in Amexon wished to demolish a large commercial building in which the Tenant occupied leased premises, and redevelop the property. The Tenant refused to vacate, despite offers for compensation from the Landlord. The Landlord issued a notice to vacate and the Tenant sought and obtained an injunction...

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Publications original Medical Marijuana: Considerations for Employers

As physicians become more at ease in prescribing marijuana for medical purposes, it is reasonable to forecast an increase in the number of employees in the workplace with a prescription for the drug. This raises challenges for employers that have a duty to accommodate their "disabled employees" and further conflicts with an employer's desire for a drug-free environment.

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Publications original Injunctions to Restrain Breach of Contract - Stipulated Remedy Clauses - Old Habits Die Hard

The issues that were before the court in 1465152 Ontario Limited v Amexon Development Inc.1 are substantial and far-reaching, particularly for the commercial real estate leasing industry.  The decision is an excellent vehicle for the discussion of important issues relating to injunctions in the context of contractual property rights, equitable extortionate conduct, abuse of process, permissible breaches of contract on the basis of economic efficiency, and the interpretation and enforceability of contractual limitation of remedies clauses, particularly in the context of a claim that can be made under a concurrent tort.

Overview - The Landlord in Amexon wished to demolish a large commercial building in which the Tenant occupied leased premises, and redevelop the property.  The premises constituted approximately 3% of the rentable area of the building.  All of the other tenants had left as a result of agreements made with the Landlord, which offered to relocate the Tenant into similar (and better) premises in an adjoining building owned by the Landlord and to pay compensation.  After some bargaining, the Tenant refused to move. It was the Landlord’s position that the only reason for the Tenant’s refusal to relocate was its desire to extract as much money from the Landlord as possible. FULL VERSION PDF  *Reproduced by permission of Thomson Reuters Canada Limited.

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Publications original Fans Beware: The Risks of Watching Your Favourite Athletes

Due to the dangers associated with attending professional sporting events, such as hockey and baseball, leagues across North America have taken action to limit sports-related injuries through the implementation of various safety regulations. 

Occupiers are not required to maintain an absolutely risk-free environment. Rather courts will consider the type of event, the inherent risks involved, and the industry safety standards when determining whether an injury to a fan was reasonably foreseeable. This paper will discuss common claims pursued by spectators as well as possible defences that can be employed by occupiers.
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Publications original How serious must a serious impairment be? Case Study

How “serious” does a “serious impairment” have to be for a Plaintiff to pass the threshold under section 267.5 of the Insurance Act?

A recently released appeal decision of the Divisional Court provides useful guidance on the pitfalls awaiting Plaintiffs in their attempts to establish a threshold injury.

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Publications original Human Rights Claims: Part 6 of 6

Discrimination is a "distinction, whether intentional or not, but based on grounds relating to personal characteristics of the individual or group, which has the effect of imposing burdens, obligations, or disadvantages on such individuals or groups, not imposed on others." Such burdens "withhold or limit access to opportunities, benefits, and advantages available to other members of society.

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Publications original Update on Issues relating to Autonomous Vehicles: Recent Fatality & the Anticipated Challenges arising from the Accident

News of the death of Joshua Brown, a Florida man who died following a motor vehicle accident that occurred while his Tesla Model S vehicle was in autopilot mode, has attracted international media attention as he is the first US fatality from a motor vehicle accident where the deceased was in a vehicle that was in self-driving mode. This development provides occasion for us to comment further on the status of autonomous vehicles and the law in Ontario.

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Publications original Back to the Future Causation Alert: Clusters Trumps Medical Causation in Judicial Review of Technicians' Breast Cancer

Michael J. Fox is a well-known Canadian comedic actor probably best known for the "Back to the Future" movie trilogy and other successful small screen comedies. In medical circles, he is also known for having Parkinson's disease and as a spokesperson for Parkinson's disease research. But Michael's Parkinson's is a little different. He was a member of a British Columbia production crew in the 1970's. Several of that crew went on to develop Parkinsons at a young age. The statistical probability of a number of persons, or a cluster, in the one production crew developing Parkinson's was very small. Clusters "suggest" an environmental agent at work – whether it is scientifically provable or not.

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Publications original The Benefits of Employment Liability Practices Coverage: Civil Case Studies

Employment practices liability (EPL) coverage protect employers from a variety of actions brought by employees, including wrongful dismissal, sexual harassment, accommodation, discrimination, negligence, unjust enrichment, breach of contract, and breach of duty of good faith actions. This paper will examine cases that demonstrate the potential consequences of failing to have an EPL policy in place.

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Publications original The Benefits of Employment Liability Practices Coverage: Human Rights Tribunal Cases

Given that human rights judges can make any award apart from legal fees to remedy discrimination, the possibility of an employee bringing a claim before the Human Rights Tribunal is an important reason for employers to have employment practices liability (EPL) coverage. Some of the available remedies at the Human Rights Tribunal are mandatory reinstatement with back pay, general damages for discrimination, wage loss recovery, forced sensitivity courses, and human rights training. This paper will examine Human Rights Tribunal cases that emphasize the importance of EPL coverage.

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Publications original Fans: Enter at Your Own Risk

Occupiers have a duty to ensure that the facility where the sporting event is held is reasonably safe. It is important to note that the standard of care is based on foreseeable risk, which is to be distinguished from an absolute guarantee of maintaining a completely risk-free environment. In determining whether an occupier has in fact discharged its duty, a court will take into consideration the nature of the sporting event, any inherent risks, and whether the spectator can foresee those risks. The trier of fact may also rely on expert testimony to provide information regarding the industry standard for safety precautions in a given sport.

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Publications original Autonomous Vehicles - The Next Frontier

According to the Centre for Automotive Research, the first commercially available, fully autonomous vehicles could arrive on dealership floors as early as 2019.

The final manifestation of autonomous vehicles will largely depend on the manner in which regulators balance the issues that arise at the intersection of liability, freedom, and privacy. This paper will provide insights into the current state of the technology of autonomous vehicles and autonomous trucks before delving into a discussion about the shifting scope of liability and the potential consequences this may have on the calculus insurance companies use to apportion risk and determine the cost of premiums.
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Publications original Cyber and Privacy Risks: Class Action Exposures (PDF)

Class action litigation arising out of cyber and privacy risks is increasing in Canada. The cases involve a broad range of privacy and cyber risks including lost portable electronic storage devices, uploads to an unsecure website, improper disposal of computer equipment, unauthorized access and dissemination by rogue employees, cybercrime and business practices. More breaches, increased breach notifications, widespread media reports and growing concern about privacy rights have all likely contributed to the increase in class action proceedings. In addition, the recent recognition of a new tort for invasion of privacy by the Ontario Court of Appeal in 2012 has resulted in certification of privacy class actions based on the new tort. This paper will discuss examples of Canadian cyber and privacy cases which have been certified as class actions, cases that have settled, and cases that have been recently commenced as proposed class actions.

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Publications original The Legal Implications of Concussions in North American Contact Sports

Sports have long been a part of everyday life for many people, both as spectators and participants. With modern advances in science the true inherent dangers of many of these sports are finally being examined, specifically with regard to concussions. Recent studies have revealed an alarming prevalence of concussions and other head injuries suffered by athletes in contact sports that are played all over the world, such as football, hockey, rugby and soccer. The results of these studies have brought much attention to the laws, rules, and regulations governing the conduct of athletes, coaches, trainers and other key personnel when a potential concussion has been experienced. Due to the possibility of serious and permanent injuries occurring on the field, diamond, rink or other, the potential for high value litigation is ever present.

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Publications original Bill 171: The Fighting Fraud and Reducing Automobile Insurance Rates Act, 2014 (PDF)

In the decision of Vijeyekumar and State Farm Mutual Automobile Insurance Company (1999) O.J. No. 2178 (C.A.), the deceased died of asphyxiation caused by carbon monoxide poisoning. He was found in his car, the engine was running and the hose had been attached to the exhaust pipe which ran to the front console inside the car beside the deceased. The deceased’s wife and daughter sued the deceased’s automobile insurer for death benefits under his automobile insurance policy. The Court of Appeal determined the applicable test was:

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Publications original Key privacy cases for consideration: Hot Topics in Privacy Law - 5 of 5

The Supreme Court of Canada (“SCC”) unanimously found Alberta's Personal Information Protection Act, S.A. 2003, c. P 6.5 ("PIPA") to be unconstitutional as it does not strike an appropriate balance between an individual's right to control the collection, use, and disclosure of its personal information and a union's right to freedom of expression. 

In Alberta (Information and Privacy Commissioner) v. United Food and Commercial Workers, Local 401, 2013 SCC 62, employees of the Palace Casino at West Edmonton Mall conducted a lawful strike in 2006 which lasted 305 days. The United Food and Commercial Workers, Local 401 representing the workers (the “Union”) and a security company hired by the employer video-taped and photographed the picketers at the Casino's entrance. The Union posted signs stating that images of persons crossing the picket line may be posted on “www.casinoscabs.ca”. Several people who were filmed crossing the picket line complained to the Alberta Information and Privacy Commissioner (the “Commissioner”) under PIPA, alleging that the Union infringed their privacy rights by collecting, using and disclosing their personal information without their consent.

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Publications original Alberta's Personal Information Protection Act Declared Unconstitutional

The Supreme Court of Canada (“SCC”) unanimously found Alberta's Personal Information Protection Act, S.A. 2003, c. P 6.5 ("PIPA") to be unconstitutional as it does not strike an appropriate balance between an individual's right to control the collection, use, and disclosure of its personal information and a union's right to freedom of expression.

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Publications original Muskoka Fuels v. Hassan Steel Fabricators Limited: Application of the Sale of Goods Act to Manufacturing Defects

The case of Muskoka Fuels v. Hassan Steel Fabricators Limited raises some interesting questions regarding the application of the Sale of Goods Act to claims involving manufacturing defects. In particular, Muskoka Fuels, which involved the environmental contamination of land due to the failure of a diesel fuel tank, raises questions regarding the extent to which the cause of a defect must be proven in order for liability under the Sale of Goods Act to be established.

At trial, Justice Healey came to the following conclusions based on the evidence...

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Publications original Insurance Coverage for Injuries Caused by At-Fault Uninsured, Inadequately Insured and Unidentified Motorists

An at-fault party may have no insurance or may be inadequately insured. Further, where an unidentified motorist is at-fault (as in the case of a hit-and-run) there may be no practical means of securing compensation for an injury as the at-fault party and his insurer may never be identified.

The system in Ontario has two mechanisms for dealing with such scenarios: 1. Uninsured / Unidentified Motorist coverage under s. 265 of the Insurance Act

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Publications original Repairing a vehicle is not an ordinary use to which vehicles are put

The claimant was hired to effect body work repairs to a truck that he normally operated. The claimant's last memory was standing on the hood of the truck. He was found the next morning in a pool of blood and awoke in the hospital a few days later. He had sustained serious fractures and a brain injury. Arbitrator Feldman inferred from the evidence that the claimant had fallen from the truck while attempting to effect repairs to the roof. Is this an accident as defined by the Schedule?

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Publications original Ontario Court of Appeal confirms that home buyers are not barred by the provisions of the Ontario New Home Warranties Plan Act from pursuing remedies in the courts

Until recently, there have been conflicting decisions as to whether the Ontario New Home Warranties Plan Act (the “Act”) constitutes an exclusive statutory scheme for dealing with claims by new home buyers against builders. The Court of Appeal has recently confirmed that home buyers can pursue remedies against builders in the courts.

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Publications original Social Host Liability - A Fresh Approach (PDF)

Since the landmark decision in Menow v Honsberger, the potential liability of taverns and other commercial hosts for alcohol-related injuries has been well established.  In the 30-plus years since that decision, however, social hosts have received a free pass in cases where their involvement in the intoxication which led to the injury has been real and significant.  The purpose of this article is to suggest a new approach to the consideration of the liability of social hosts, one that promotes the policy considerations essential to this type of claim and, at the same time, accords with basic principles of law.

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Publications original Say Hello to Jack Powles our newest Associate!

MB welcomes our newest associate, Jack Powles, to the Toronto office! His full bio is now available on the website.

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Xmas 2025 thumb original It's beginning to feel a lot like...

We wish everyone a Happy Kwanzaa, Merry Christmas, and/or Happy Hanukkah to you and yours! The firm will be closed on Dec 25, 26, and Jan 1.

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Bye students original Farewell to the 2025 Summer Students

But it's not goodbye... because they are all invited back in 2026 to article!

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Publications original Ontario’s Construction Adjudication Overhaul

New Construction Law Update - Bill 126 (the “Bill”) made several changes to the Act, among which was an expansion of what can be adjudicated.

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A gold thumb original Worth Its Weight in Gold? - Transportation Law Case Study

Brink's, Incorporated v. Air Canada, 2025 FC 110 - The case where Brink’s, a company whose whole raison d’etre is the transport and protection of money, missed the mark on properly documenting the value of its cargo.

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Articling & Summer Students

WHY YOU SHOULD CONSIDER OUR FIRM We are currently not accepting student applications. Visit our Student page for When to Apply We believe that students represent the future of our firm; the best way to develop strength is to build from within. To that end, we expend considerable effort in recruiting promising summer and articling students. Our aim is to hire the most talented people with the right balance of advocacy, legal, and...

Privacy Policy

MB recognizes the importance of protecting the personal information that has been entrusted to us. This policy outlines the framework of MB’s policies and procedures regarding its collection, use, retention, and disclosure of personal information in respect of its clients and others. This policy supplements, where applicable, our professional obligations of confidentiality and lawyer-client privilege. MB has updated this policy in...

Legal Notice

Terms and Conditions of Use Your access to, and use of, any material on the McCague Borlack LLP website constitutes your acceptance of, and is conditional upon your acceptance of and compliance with, the following provisions. These terms and conditions may change from time to time, and it is your responsibility to check for such updates.   Disclaimer The content on this website is provided for general information...

Legal Assistant Positions

HERE WE GROW AGAIN! Updated April 18, 2023 Hiring Legal Assistants for the Ottawa office Required 3 to 5 years of litigation experience in both AB and Tort.  Responsibilities include: Open and Close files, Draft correspondence and other legal documents as required, Keep an up-to-date e-filing system, Schedule discoveries, mediations, and other important events, Manage calendar appointments, Maintain...

Our Toronto Location

Call Us: Telephone: 416.860.0001 Facsimile: 416.860.0003 Toll Free: 1.888.960.0010 Directions: Located on the northeast corner of King Street West and York Street in the heart of Toronto’s downtown business community Ample parking below our building with entrances off both York Street and Adelaide Street By subway, disembark at the St. Andrew station and walk east one block By streetcar, take the 504 King car View...

Our Ottawa Location

Call Us: Telephone: 613.569.2855 Facsimile: 613.569.3882 Toll-Free: 1.855.569.2855 Directions: Located on the northwest corner of Bank and Albert Streets in the heart of Ottawa’s downtown business community View Google Map Business Highlights: You will find us in the heart of Ottawa’s business district in the downtown area. Our office is just a short walk from the: Supreme Court of Canada Parliament...

Ottawa Summer Student Position

2ND YEAR OTTAWA POSITION AVAILABLE We will be participating in the 2013 Ottawa Summer Student Recruitment Process. Students interested in a 2nd year summer position at our Ottawa office should submit an electronic version of their application (including a cover letter, a resume, a list of intended third year courses, and copies of undergraduate and law school transcripts) in one PDF document to Cindy Davies, Firm...

Our Kitchener Location

Call Us: Telephone: 519.340.0500 Facsimile: 519.571.8697 Toll-Free: 1.888.960.0010 Directions: Located on Frederick Street just North of King Street East, and East of Queen Street North, View Google Map Business Highlights: You will find us in the core of Kitchener's commercial district, serving all of the Western Ontario regions including the cities of Kitchener/Waterloo, Guelph, Hamilton and London, with...

On a Personal Note...

NEWS LAST UPDATED JANUARY 2020 MB held their Staff Christmas Party at the Escape Manor - everyone was divided into teams and they participated in different escape rooms and then did axe throwing. Super fun time!  See photos.                   Sandy Mark Lee's beautiful therapy dog, Cheyenne, is now with the Pearson Airport Welcome Team Dog Division...

Diversity Policy

OUR ENVIRONMENT VALUES & EMBRACES DIVERSITY Mission Statement McCague Borlack values and respects the diverse backgrounds, cultures, orientation and traditions of all firm members, potential candidates and the clientele we serve. We are dedicated to providing excellence through our people, our work and our relationships. To achieve these goals, we maintain our core value of diversity by recruiting the best people with the strongest...

Confirmed Received

  Thank you for registering online.  Please include the email address vwclassaction@mccagueborlack.com  to your safe sender list.       As well, you would have receive an automatic email sent to the address you've specified to confirm registration by clicking the link within the confirmation email. If you don't see it, check your spam filter or contact the email address...

Our Barrie Location

Call Us: Telephone: 705.481.0240 Facsimile: 705.481.2062 Toll-Free: 1.888.960.0010 Located on the South-side of Collier St between Owen and Mulcaster Streets in the heart of Barrie’s downtown business community. View Google Map Business Highlights: Our office is just a short walk from the: Barrie Courthouse Barrie City Hall Barrie Farmers Market Memorial Square Barrie North Shore Trail Read...

Lawyer Positions

LITIGATION LAWYERS - Updated March 2026 We are currently not hiring. We are a law firm located in the heart of Toronto, Ottawa, Kitchener, London, and Barrie's downtown business communities, dedicated to all types of litigation and advocacy. While we have a strong focus on insurance litigation, our firm's expertise covers over 40 other practice areas. Our firm's clients include corporate and commercial entities,...

Hostess / Office Support

NOT CURRENT - EXCITED TO ASSIST IN ALL ADMIN DEPARTMENTS? We are looking for a motivated individual to join our Office Services team as a full-time employee. The successful candidate will be a “jack of all trades” professional and willing to lend a hand in any of our admin departments. You will assist with office support type tasks such as hostess – boardroom set up and clean up, reception relief, and copy & print...

Our London Location

Call Us: Telephone: 226.781.2127 Facsimile:  226.781.2126 Toll-Free: 1.888.960.0010 Directions: View Google Map Business Highlights: You will find us in the heart of London’s business district in the downtown area. Our office is just a short walk to: Budweiser Gardens, (voted one of the best venues of its size around the world!) The Canadian Medical Hall of Fame, The Grand Theatre, The London Music...

Marketing / Social Media Coordinator / Administration

THIS POSITION IS CLOSED. McCague Borlack LLP is a diverse, mid-sized, leading litigation law firm in Canada offering services to businesses and individuals in a broad range of practice areas. We are currently seeking an individual to support and service our marketing and communications team, overseeing projects with our lawyers, clients, and business professionals. The candidate should have 5 plus years of experience. The core...

IT Support

THIS IS NOW CLOSED - APRIL 2026 McCague Borlack LLP is a diverse, mid-sized, leading litigation law firm in Canada offering services to businesses and individuals in a broad range of practice areas. We are currently seeking a person to assist with technical support. The candidate should have at least 2-3 years of experience. The core responsibilities will be to provide day-to-day support, showing confidence in handling various technical...

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